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Pet insurance is one of the fastest growing areas of veterinary care. But is it right for you? Four to five years ago that answer was pretty easy. Probably not. What you paid out in premiums wasn't worth the benefits received. However, three things are changing that may influence how we are looking at pet insurance.
- Better medicine – advances in available treatments have made very high end human health care tools available to us in veterinary care. We can literally prolong the quality and quantity of life in pets in ways we simply couldn't before. Those options, however, are not inexpensive.
- Increasing costs – the cost of human healthcare is increasing and that is trickling down to our industry. The drugs, supplies and equipment that are used in human care can also be used in veterinary care.
- Better plans – Pet insurance is just like health, car and home insurance. It's there in case you need it. Hopefully you don't. However, the plans in the past just weren't comprehensive enough, and were also complicated and difficult to administer. A few companies are really figuring it out and coming out with plans that our easier to manage, get more timely payouts and provide more comprehensive coverage.
After doing our homework, we decided that Trupanion was the best fit for our practice. We can and do manage all the filing and paperwork right in our own office for you. They pay a higher number of claims, have no caps on how much you can claim and have the best overall coverage in our opinion.
They also have a 30 day trial period that gives you coverage without any initial out of pocket costs. Before you decide, however, there are a few tips and tricks you should be aware of. Feel free to speak with one of our doctors or staff members. They will give you the inside scoop.
AACC believes so strongly in insuring all pets, that we insure all employee and doctor's pets with Trupanion as part of an employee benefit program. We love working with Trupanion!
While we don't have the same tools to automate claims and payment processing as we do with Trupanion, we work with all insurance providers. Just let a member of our team know who your carrier is and we are happy to assist and file your claims for you!